You don’t need lots of money to travel the world. Here are 4 hacks that will help you travel on a budget. It’s a dilemma many 20-somethings face: You badly want to travel the world, but your bank account is running low. When you’re just starting out, even a week-long vacation might seem like a one-way ticket to credit card debt — especially if you have a modest income or lack access to paid time off. But with the right moves, you can budget for travel without going into the red. Start saving: For Krista Aoki, the key to avoiding debt while traveling is simple: Save. Before a big trip, “I try to always start with a big cushion. I always save up beforehand, and I try to save up more than I need to,” says Aoki, 26, an online business manager, who does consult and virtual assistant services for other online businesses. She estimates it takes her about three months to save up for a big trip. She now travels full time and is currently in Kealakekua, Hawaii. To save for travel, she s